Grad PLUS Credit Requirement Forum
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tigerfan91
- Posts: 5
- Joined: Thu Jan 11, 2018 10:57 am
Grad PLUS Credit Requirement
Hey there, does anyone know if there is a credit score number cutoff for Grad PLUS loans? I have good, but not great credit and will need loans pretty much just for COL.
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coskigirl
- Posts: 101
- Joined: Mon May 22, 2017 9:45 am
Re: Grad PLUS Credit Requirement
They look at current delinquent debts, default, bankruptcy, foreclosure, repossession, etc rather than the actual score.
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manchesterengland
- Posts: 36
- Joined: Wed Dec 20, 2017 3:59 am
Re: Grad PLUS Credit Requirement
You'll be fine, unless something has gone terribly wrong with your credit at some point in the past.tigerfan91 wrote:Hey there, does anyone know if there is a credit score number cutoff for Grad PLUS loans? I have good, but not great credit and will need loans pretty much just for COL.
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Effingham
- Posts: 173
- Joined: Thu Sep 04, 2014 8:40 am
Re: Grad PLUS Credit Requirement
Really don’t think they care at all what your credit score is or this wouldn’t be such a political issue. The rates they charge are garbage, take out as little of these as possible.
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coskigirl
- Posts: 101
- Joined: Mon May 22, 2017 9:45 am
Re: Grad PLUS Credit Requirement
How does whether they use a credit score (or adverse credit history) affect it being a political issue? There are, in fact, specific requirements regarding credit (not score but adverse history) surrounding Grad PLUS loans.Effingham wrote:Really don’t think they care at all what your credit score is or this wouldn’t be such a political issue. The rates they charge are garbage, take out as little of these as possible.
