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Can someone tell me if financial aid offices take undergrad debt and loans into consideration? I owe a bunch for undergrad (expensive ivy league) and grad school and combined with T14 tuition I'm getting worried.

Also, can we add in letters explaining things that might not be apparent from our tax returns such as an upcoming divorce or undergrad loans like I mentioned above?

The forms do ask about prior educational loans, but it shouldn't be a big deal while in school, since they can be deferred. I don't think schools really take it into account in the sense of giving you grants instead of loans because you already have loans. I could be wrong though.

Thanks. anyone else?

groundkontrol wrote:Thanks. anyone else?

Does the FAO take this into consideration when determining what? Federal loans? Absolutely not. Private university loans? That information is probably available on the university's FAO website.

I'm not sure what tax issues you're talking about. Maybe it depends on what forms you're talking about. That might be something to ask the FAO. You can take our word for you, or you can get the information first-hand. I would go with the latter.